“Most money advice is written from research. David Tuyo’s comes from twenty five years of being accountable for billions of dollars of people’s savings, where being wrong was never theoretical.”

“I have known David for many years and have seen firsthand his integrity, wisdom, and passion for helping others achieve their full potential and financial freedom. The book offers practical, easy to follow guidance to for making smarter financial decisions and lasting wealth. I highly recommend this book to anyone ready to take control of their financial future.”

"David Tuyo has been a trusted mentor throughout much of my career, and I’ve had the opportunity to work for and with him for most of it. David leads with integrity, humility, and a genuine passion for developing both people and organizations. David’s career has been rooted in the credit union philosophy of people helping people. Over more than two decades, he has worked tirelessly to advance financial wellness for the members and communities his organizations serve. I can think of few people better suited to guide readers on their financial journey."